http://campaigns.direct.gov.uk/ontheladder/index.html
For more information on shared ownership schemes.

http://www.moneymadeclear.fsa.gov.uk/products/equity_release/equity_release.html
For information from the FSA on Equity Release Schemes.

http://www.moneymadeclear.fsa.gov.uk/pdfs/home_purchase_plans.pdf
For an explanatory leaflet issued by the FSA explaining home purchase plans.

http://www.eurohypothec.com/
For research on the eurohypothec. Unfortunately not all the site is written in English!

http://www.hmrc.gov.uk/manuals/cfmmanual/cfm20000.htm
The Inland Revenue provides more basic information on securitization –see Additional Material for Chapter 29.

www.cml.org.uk
Website of the Council of Mortgage Lenders. Provides up-to-date information concerning the UK mortgage market.

www.fsa.gov.uk
Website of the Financial Services Authority, which regulates many mortgage lenders.

www.oft.gov.uk
Website of the Office of Fair Trading, including e.g. guidance about unfair terms in leases and mortgages outside the jurisdiction of the FSA.

http://www.financial-ombudsman.org.uk/
The Financial Ombudsman Service, which settles individual complaints between consumers and businesses providing financial services.

http://www.civiljusticecouncil.gov.uk/
Official site of the Civil Justice Council with information on pre-action protocols on possession actions based on rent arrears and mortgage arrears.

http://www.nationaldebtline.co.uk – There are several bodies providing advice to those with debt problems. The national debt helpline is one of these bodies who provide free advice to individuals. A similar advice service provides advice to small business with debt problems – see: http://www.bdl.org.uk/. These two help lines are part of the Money Advice Trust a registered charity funded by institutional lenders – see: http://www.moneyadvicetrust.org.

http://www.citizensadvice.org.uk/
Citizens advice for consumer advice on housing and mortgages.

http://england.shelter.org.uk/
Official site of Shelter, a charity that works to alleviate the distress caused by homelessness and bad housing. Advice on housing and mortgage repossession.